Payment plan calculator
Split any price into a deposit and monthly installments that add up to the total exactly. Use it to quote a plan before a sales call.
| Due | Payment | Amount |
|---|---|---|
| Total |
Turn the numbers into a plan
Once you’ve settled the numbers, put them in a payment plan agreement and track them with a payment schedule. Or let Cadence do both on your Stripe account: it builds this exact schedule, gets your customer to accept it and keeps the balance as installments are paid.
Questions
How do you calculate a payment plan?
Subtract the deposit from the total, then divide what remains by the number of installments. Work in cents and give any leftover cents to the earliest installments so the schedule adds up to the total exactly.
Does this calculator include interest?
No. It is for businesses splitting their own price into a deposit and installments, with no interest. If you charge a plan fee, add it to the total first.
What if the first date is the 31st?
Later installments fall on the same day each month, or the last day of shorter months.
Is my data saved?
No. The calculator runs entirely in your browser and nothing you enter is sent anywhere.
Quote it. Agree it. Collect it.
Stripe collection is in a sandbox pilot. No live payments yet.