Build the schedule, get it accepted, collect each installment through Stripe and keep the balance straight. Each feature below is labeled with where it stands today.
Fictional example · Leadership program
| Due | Amount | Status |
|---|---|---|
| Deposit | $1,200 | Paid |
| Nov 1 | $600 | Paid |
| Dec 1 | $600 | Invoice open |
| Jan 1 | $600 | Scheduled |
| 3 more installments | $1,800 | Scheduled |
| Paid | $1,800 | |
| Remaining balance | $3,000 | |
The customer accepted this schedule. Each installment is paid on Stripe.
Enter the price, deposit, number of monthly installments (up to 36) and the first due date. Cadence splits the balance in whole cents and puts any leftover cent in the earliest installments, so the schedule always equals the agreed total. USD, EUR and GBP.
Working
Send a private link that only opens that one plan. Your customer sees every amount, due date and payment term, then accepts that exact version. Revoke the link at any time.
Sandbox pilot
When an installment is due, issue it as a Stripe-hosted invoice from your own Stripe account. Your customer pays on Stripe’s payment page with seven-day terms. Repeated clicks never create a second invoice.
Sandbox pilot
Cadence confirms each payment with Stripe before it reduces the balance. Declined cards, partial credits and anything that doesn’t match the plan are flagged for review instead of counted.
Sandbox pilot
Need to push a payment back or spread the balance over more months? See the current and proposed schedules side by side, with the remaining balance, before you apply anything.
Working on draft plans
Paid installments are fixed. Every applied change keeps a snapshot of what the schedule was, who changed it and why.
Working
Owners and admins manage plans. Every read and write is scoped to your account, and customer links can only ever open their own plan.
Working
Cadence does not lend money, approve buyers, advance funds or take on non-payment risk. You stay the merchant; Cadence runs the plan.
What works todayStripe collection is in a sandbox pilot. No live payments yet.